Qualifying is easy as 1,2,3. The best way is to stop by our shop so we can find a scooter that will fit your budget and fill out a quick on-line application. Generally a strong credit score with reliable income is best, but anyone can fill out an application. Lower credit scores may require a co-signer or a sizable down payment. You can also fill out an on-line application, but you may not know the total amount needed for your desired scooter. Click here to check out the Sheffield web site and on-line application.

Rates vary anywhere from as low as 2.99% to as high as 12.9%. That being said many manufacturers will run special interest rate deals throughout the year, so stop by or give us a call for the latest rates.

Since the price of a scooter is often very low (compared to a car) monthly payments can be almost laughable, lower than your cell phone bill. Monthly rates can have a very large range based on the price of the scooter and the terms of the loan.  The two extremes we have seen are as low as $60 a month to as high as $330 a month, but most customers tend to hover right around $150 a month.  Of course we’re always more than happy to work out whatever best fits your budget.

Loan terms range anywhere from 6 months to 60 months.

If you have a high credit score, then no down payment is required. If you have rocky credit or would like a lower monthly payment, then $500 to $1,000 is usually required.